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  • Updated

All this advice is a good start. For more comprehensive assistance in dealing with difficult and potentially sensitive situations, it's always a good idea to seek a new relationship with a trained therapist.

  • Updated

A. Many insurers set a deadline - a date before which you might be covered but after which you won't be. In other words, if your insurer says you're not covered if you bought your policy after a certain date, take that to heart.